For traders scanning the market for the next high-multiple play, one project is being highlighted again and again: Mutuum Finance (MUTM). In a cycle where many assets have already delivered their strongest runs, attention is turning toward presale DeFi platforms that will combine yield mechanics with token demand. Traders searching for what’s the best crypto to buy today for serious short-term upside are pointing to Mutuum Finance (MUTM) as an underdog with a pathway to 30x. The reasons for this are not just speculative hype but are grounded in the protocol’s lending and borrowing mechanics. Reason one: pooled yield that converts to buy pressure The first reason traders are paying attention lies in the yield mechanics of Mutuum Finance (MUTM) . In its peer-to-contract (P2C) lane, lenders will be able to allocate stablecoins and earn attractive returns while driving token demand. For example, a lender will commit 15,000 BUSD into a medium-utilization pool at 14.2% APY, collecting 2,130 in year-one interest through mtBUSD receipts. This structure is not just about yield; it will create buy pressure on the token since revenue will be tied to protocol activity. For traders evaluating crypto is a good investment in 2025, this structure stands out because it ties the success of the token to direct lending flows. Instead of being dependent only on market sentiment, the platform will create consistent transactional demand, which strengthens the outlook for anyone investing in crypto through the presale. Reason two: collateral efficiency that unlocks liquidity The second reason revolves around how borrowers will use Mutuum Finance (MUTM) to unlock liquidity without selling their core holdings. An ETH holder, for example, will post $20,000 in ETH value at a 68% loan-to-value ratio and gain access to 13,600 in liquidity, all while continuing to hold exposure to ETH price movement. This mechanic is critical for active traders who want capital efficiency. They will stay long on their primary assets while also having liquidity to pursue new opportunities. In a volatile market where capital needs to be rotated quickly, this type of efficiency will make Mutuum Finance (MUTM) a core part of strategies that involve crypto investing with precision. Mutuum Finance (MUTM) is progressing strongly through its presale, with a total supply capped at 4 billion tokens. The project is currently in Phase 6, priced at $0.035, having already generated around $15.10 million with over 15,850 holders onboard. About 30% of the Phase 6 supply is sold out, setting the stage for Phase 7, where the price will increase to $0.040—a 15% step-up. On the security side, MUTM has undergone a CertiK Audit (Manual Review and Static Analysis) with impressive ratings, including a Token Scan Score of 95.00 and a CertiK Skynet Score of 78.00, with the audit timeline stretching from February 25, 2025, to the latest revision on May 20, 2025. Community traction is also building, with 12,000+ followers on X (Twitter). To further incentivize trust and engagement, the project has launched a $50,000 USDT Bug Bounty Program (covering critical to low-level vulnerabilities) and a $100,000 giveaway campaign rewarding ten winners with $10,000 worth of MUTM each. Reason three: P2P alpha for high-yield traders The third reason is found in the peer-to-peer (P2P) market. While pooled lending will serve most participants, higher-risk orders will be routed through P2P agreements that offer significantly higher returns. This lane will allow lenders to capture alpha on volatile tokens while insulating the pooled market from higher risk. This design balances safety with high-return potential. Lenders seeking tactical short-term yields will benefit, while the pools remain efficient and secure. Pool utilization will drive APYs higher as activity grows, while P2P orders will add further revenue without exposing core pools to excess volatility. For traders deciding on investing in crypto during this presale window, such flexibility provides both safety nets and opportunities for outperformance. The 30x pathway Traders are not just looking at lending mechanics—they are calculating the price pathway. At the current Phase 6 presale price of $0.035, a $1,000 allocation secures 28,600 MUTM. With the presale targeting a $0.06 listing, that already sets the stage for expected +70% upside into exchange debut. From there, the mechanics of the project take over: a beta launch at listing, Layer-2 fee reductions that will enhance transaction throughput, and systematic buybacks converting revenue into open-market purchases of MUTM. These drivers will scale demand in line with platform activity. For those aiming at a 30x multiple, the thesis is clear: as activity grows and buybacks intensify, demand for MUTM will scale faster than supply entering the market. That makes a multi-bag return a credible outcome rather than speculative hype. For traders asking about crypto investing opportunities with asymmetric upside, Mutuum Finance (MUTM) is quickly becoming the standout answer. Phase 6 is already 30% sold, and the clock is ticking toward Phase 7, where the price will rise to $0.040—a 15% higher entry point. For investors evaluating what’s the best crypto to buy for a high-multiple return, this is the narrow window where timing becomes everything. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Want 30x in 6 months? Traders point to this underdog crypto pick appeared first on Invezz