A recent comparison between XRP and Chainlink prompted a response from Bill Morgan, a legal expert and prominent voice in the XRP community. While Chainlink’s technology has gained recognition for its role in connecting smart contracts to real-world data, Morgan pushed back against claims positioning Chainlink as the superior asset of the two. His critique challenges the criteria used to assess XRP’s value and relevance in the current crypto landscape. Morgan took issue with what he saw as a narrow and incomplete evaluation of the asset. He argued that many critics place excessive emphasis on Ripple’s control over the digital asset and its payment-related use cases, without considering the full technical and market context of the XRP Ledger (XRPL). This includes overlooking XRP’s evolving utility , market liquidity, and the growing ecosystem of decentralized financial applications supported by the XRPL. Very well argued comparing XRP to Chainlink which I enjoyed but I think your perspective on XRP is too focused on Ripple’s payment use and % ownership of XRP and not on the capabilities of the XRPL or XRP’s liquidity. You may also have inadvertently imbued some of the anti-… https://t.co/hM20Ts59J7 — bill morgan (@Belisarius2020) July 24, 2025 Emphasis on Technology and Liquidity One of Morgan’s central points was that XRP’s value cannot be solely defined by Ripple’s involvement or XRP’s early branding as a tool for cross-border payments . He emphasized that the XRPL has developed significantly in recent years, now offering advanced features such as Automated Market Makers (AMMs) integrated into its native decentralized exchange. Additionally, he highlighted the implementation of an Ethereum Virtual Machine (EVM) compatible sidechain , which opens the ledger to a wider range of developers and smart contract functionalities. Morgan also noted XRP’s liquidity advantages, which are often underestimated. It remains one of the most traded digital assets globally and has maintained its place in the top ten by market capitalization for over a decade. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 He contrasted this with Chainlink’s market position, pointing out that despite Chainlink’s strong technology, it has struggled to regain the top 10 position in the cryptocurrency market. XRP’s Expanding Market Use Bill Morgan further argued that the demand for XRP is growing beyond its traditional use cases. In particular, he pointed to the growing interest in XRP for Futures and spot exchange-traded funds (ETFs) , as well as its potential role in institutional treasury management. These developments suggest that XRP’s utility and demand are expanding, creating opportunities for holders to earn yield through new financial products and DeFi applications. By focusing only on Ripple’s share of XRP and dismissing these recent advancements, critics fail to capture the full picture of XRP’s role in the broader crypto ecosystem. Morgan contended that such views unintentionally echo outdated criticisms that label XRP as a “banker’s coin,” a term that oversimplifies the asset’s function and ignores its decentralized infrastructure and community-driven innovations. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Legal Expert Slams Chainlink and XRP Comparison appeared first on Times Tabloid .