Ripple CTO invited Custodia Bank CEO to a discussion following her criticism of XRP Ledger and Ripple’s stablecoin RLUSD. Caitlin Long claimed that XRPL is centralized and banks distrust it. Community members refuted this, stressing the ledger’s decentralization and Ripple’s non-ICO origin. Ripple’s Chief Technology Officer, David Schwartz, has publicly invited Custodia Bank CEO Caitlin Long for a fact-based discussion regarding XRP, the XRP Ledger (XRPL), and Ripple’s stablecoin RLUSD. Caitlin Long Challenges XRP Ledger’s Integrity During a recent appearance on the Gold Goats ‘n Guns podcast, Caitlin Long delivered a critical take on Ripple and its ecosystem. She questioned XRPL’s decentralization, alleging that banks remain wary of XRP’ Ledger’s architecture and have largely distanced themselves from the network. Long also argued that Ripple’s early fundraising efforts resembled an ICO, a move she believes damaged institutional trust. In contrast, she claimed that Bitcoin and Ethereum raised relatively modest sums at launch. She further asserted that XRPL has not demonstrated meaningful evolution since its inception. Her commen… The post Ripple CTO to Critic Caitlin Long: “Let’s Discuss the Facts” appeared first on Coin Edition .