Whale wallets are slowly filling up with Mutuum Finance (MUTM) , which is now on presale for $0.035. This trend is something that anyone who have been investing in digital currencies for a long time would recognize. When whales bought a lot of Ethereum (ETH) and Solana (SOL) early on, the crypto charts showed clear signs of this before a huge number of people started to utilize them. MUTM is doing the same thing again, and history suggests that whale accumulation is generally the solution to the question, “Why is crypto going up before retail traders even notice?” Why whales are buying Mutuum Finance (MUTM) now It’s easy to see why whales are interested in Mutuum Finance (MUTM). First, people who buy during the presale get a big discount, and the following price step is already set at $0.040. Second, the product plan includes things that will happen right away, such a beta launch when the product is listed and a Layer-2 migration to make transactions cheaper and faster. Third, the architecture of Mutuum Finance (MUTM) makes cash flow levers that last by employing reserve factors and liquidation penalties to funnel activity straight into long-term token demand. This mix is what makes a protocol that will get a lot of attention long after its presale finishes. Institutional liquidity is drawn to Mutuum Finance (MUTM) in particular because of its structured approach to lending. For instance, a liquidity provider that puts 50 ETH into MUTM’s ETH pool at a 9% APY will make 4.5 ETH per year. Those fees will go back into the protocol, where they will be used to pay for incentives and mtToken staking utilities that are linked to MUTM. As more people use the service, APYs will go up, which will encourage more people to join. This cycle of supply and demand that keeps going explains why whales aren’t waiting for retail confirmation. On the peer-to-peer side, Mutuum Finance (MUTM) will link risky, less liquid tokens with direct lenders and borrowers. Here, people will talk to each other one-on-one about things like interest rates and partial fills. The protocol will protect its base by keeping these agreements apart from the main liquidity pools. This will nevertheless provide daring lenders with an opportunity to make more money. This dual system strikes a compromise between stability and opportunity, making it very appealing for capital rotation in 2025. Presale momentum and whale signals Mutuum Finance (MUTM) is rising because it has made substantial progress in its presale. There are 4 billion tokens in all, and Phase 6 has already made about $15.32 million. Tokens cost $0.035 each, and there are more than 16,000 of them. 32% of the 170 million tokens set up for Phase 6 have already been sold. Once it sells out, Phase 7 will raise the admission price by 15% to $0.040. CertiK’s full audit has proven security by human review and static analysis, giving it a Token Scan score of 95.00 and a Skynet score of 78.00. The request for an audit started on February 25, 2025, and was changed on May 20, 2025. Community traction is also growing, with more than 12,000 Twitter followers now involved. The company offers a $50,000 bug bounty program to encourage outside examination. Payouts range from $200 to $2,000, depending on how serious the problem is. At the same time, a $100,000 giveaway is going on, and 10 winners will each get $10,000. This will create a lot of excitement in the market right away. The need is real: Phase 6 is already 32% sold, and the price will go up to $0.040 in the following phase. This is the last entry that is for sale before whales take over. Whales are taking actions because the mechanisms are set up to send protocol success back to the token value. Reserve factors will get the borrower’s interest and send it to an on-chain safety buffer, while also linking rewards directly to MUTM utilities. Part of the liquidation fines will go to the treasury, which will help support staking and adoption by providing a steady stream of income. Enhanced Collateral Efficiency will make stable pairings more capital-efficient, which will let people borrow more money right away, which will raise TVL. Each feature makes the value loop bigger, so it’s easy to decide to buy at $0.035. Conclusion The math of early investing underscores why whales are acting decisively. A backer who swapped $5,000 in Phase 1 at $0.01 acquired 500,000 tokens. At the current Phase 6 price of $0.035, that holding is already valued at $17,500. At a listing price $0.06, it will rise to $30,000. With product rollouts, Layer-2 adoption, and expected exchange listings, MUTM is targeting $2.70, transforming that early $5,000 entry into $1,350,000. This is why whale footprints matter: they are signaling future multipliers before they appear on broader crypto charts. Whale accumulation has always been the precursor to retail frenzy. Ethereum (ETH) and Solana (SOL) proved it, and Mutuum Finance (MUTM) is showing the same early signals. With whales already loading at $0.035, Phase 6 nearing its close, and a +15% jump to $0.040 around the corner, retail investors must recognize what the largest players already know. The best crypto investing opportunities of 2025 are not in yesterday’s giants—they are in the altcoin whales that are buying today. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Whales load $0.035 coin, call it the best crypto to invest in for 2025 appeared first on Invezz
