Ethereum (ETH) has always been a sign of strength in the crypto industry, and even with its recent quick 2x increase, it is still strong. But traders are starting to talk about different things. Ethereum (ETH) is getting bigger and older, so the chances of it growing at the same rate as it did in the past are getting smaller. Prices of cryptocurrencies keep going up and down, and the crypto fear and greed index shows that the market is feeling a mix of emotions. Now, though, people are paying attention to a new presale project that is quickly gaining traction. Mutuum Finance (MUTM) has already raised $15.4 million during its ongoing presale. This shows that people are already interested in the project and believe in it before it officially launches. ETH slows, Mutuum Finance (MUTM) accelerates Ethereum (ETH) has been the driving force behind decentralized banking for years, but traders know that it is no longer in the early stages where gains happen swiftly. When you look at how ETH is doing now compared to how it was in the past, it’s easy to see why smaller-cap projects like Mutuum Finance (MUTM) are getting so much attention. ETH’s value is already in the hundreds of billions, therefore, it needs a lot of new money to double. In contrast, MUTM is still in its presale phase 6, with only 33% of tokens sold so far. The price will go up by 15% to $0.04 after that. This is when early believers can get in before a project is fully developed. The $15 million amount also says a lot. In the past, ETH relied largely on institutional and venture finance to help it grow. Now, Mutuum Finance (MUTM) is being constructed directly by the community through presale fundraising. This grassroots influx builds decentralization from the start, giving investors a strong basis with shared goals. Mutuum Finance (MUTM) is building a network effect on top of credit markets and stablecoin stability, just like ETH’s utility was the engine of its network effect. A stablecoin linked to $1 is at the centre of its model. Unlike other assets that can cause panic during a crypto meltdown, Mutuum Finance (MUTM) will stabilise borrowing and lending through overcollateralization and rates that change according to governance. For example, if the stablecoin goes above $1, governance would cut borrowing rates to encourage borrowing and increase supply, which would bring the peg back in line. If it goes below, increased rates and chances to make money through arbitrage will fix the problem. Chainlink oracle data will make sure that price discovery happens, and there will be backup oracles to make sure that it stays reliable. This is similar to how Ethereum (ETH)’s DeFi protocols make sure that asset valuations are clear. Managing liquidity will also make the system stronger. Rates for borrowing will change depending on how much is used, which will keep everything running smoothly and in balance. When there is a lot of demand for borrowing, interest rates go up. This encourages new deposits and keeps liquidity from running out. When demand goes down, rates go down, which makes borrowing more appealing. This dynamic keeps capital moving throughout the platform and pays lenders interest rates that are in line with market realities. Roadmap and the ETH comparison The $15.36 million that came in during the presale isn’t just a short-term number; it’s a deep number that will help the plan move ahead. Mutuum Finance (MUTM) has come up with a four-phase plan to grow its platform. Phase 1 has already been about presale and building the primary components. In Phase 2, the development of its core contracts and front-end apps will move forward. In Phase 3, the project will start beta testing on the testnet and get ready for outside security audits. Phase 4 will be the actual launch, with listings on exchanges and further integrations, which will keep up with rising demand. People who remember Ethereum (ETH) trading between $20 and $40 in its early days may recognize this path. The traders who got in at that period have seen their investments grow a lot. The tale of Mutuum Finance (MUTM) is similar. People who bought in at Phase 1 of the presale for $0.01 are already up 3.5X as the project moves through Phase 6. The listing price is expected to be $0.06, so Phase 6 buyers at $0.035 are still getting a good deal before the market becomes more popular. Conclusion Ethereum (ETH)’s growth rates are slowing down, but that doesn’t make it any less important. It does, however, give investors the chance to invest in projects that are still in their early stages and have a lot of potential. Mutuum Finance (MUTM) has already raised $15.36 million, and its operation is based on lending using stablecoins, transparent oracles, and incentives for liquidity. Many people are already saying that it is one of the best prospects in the current market cycle. This is being called the “ETH-like moment” of today for traders who are looking beyond the short-term ups and downs of crypto prices. As the crypto market grows and investors seek certainty before 2026, the initiatives that combine usefulness with community-driven acceptance are the ones that are really taking off. Mutuum Finance (MUTM) has already proven that it belongs in this discourse. The fact that ETH’s growth has slowed down doesn’t mean that the era of exponential growth tales is over; it just means that the next chapter has begun. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post ETH is slowing down, traders highlight a new crypto that has raised $15M appeared first on Invezz
